Now that 2015 is coming to a close, do you feel that you have met your financial goals for this year? Even if you have not met your goals, or on the other hand, never planned goals for 2015, it is never too late. In order to set goals, you have to have a plan. How you plan to meet your financial goal is important because it will gives you a road map directing you on what you need to do as well as where you need to go. My challenge to you is to start off 2016 with setting financial goals. Whether you want to save for a new car, a home, your child's education or even build up your emergency fund, create a plan for how you are going to do this and get started!!! - Wishing you well in 2016. Have a Happy and Blessed new Year.